Initial Consultation
Your initial consultation is completely free. We see it as the first step in building better outcomes—together. It’s our opportunity to get to know you, understand your goals, and learn what a better outcome looks like for you. We’ll take the time to explore your needs, current resources, and long-term vision. From there, we’ll share how our experience and approach can help you move forward with confidence—and begin building the foundation for lasting success.
Investment Management Fees
For clients who entrust us to manage their investment portfolios, we operate on a fee-based structure.
How it works: You pay a percentage of the assets we manage on your behalf — often referred to as an Assets Under Management (AUM) fee.
Typical range: 0.75% – 1.4% annually, depending on portfolio size
What’s included:
- Ongoing portfolio management
- Financial planning and strategy sessions
- Regular investment review’s
- Access to our team for advice throughout the year
This model ensures our interests are aligned — when your investments grow, we both win.
Commissionable Products
In some cases, it may make sense to use financial products that pay a commission rather than an ongoing management fee.
These typically include:
- Life insurance and long-term care policies
- Fixed and indexed annuities
- Certain retirement or income protection solutions
Why commissions? Some products are only available with this type of compensation structure. We only recommend commissionable products when they are clearly in your best interest and support your broader financial goals.
Our Commitment to You
- Full transparency: We’ll always disclose how we’re compensated before you move forward.
- No surprises: You’ll receive a clear breakdown of costs and options upfront.
- Your best interest first: Whether fee-based or commissionable, every recommendation is driven by what helps you achieve your financial objectives.
Let’s Build Clarity Around Your Financial Plan
Understanding how your advisor is paid is an important part of building a relationship based on trust and confidence. Let’s have an open conversation about what approach makes the most sense for you.