Financial Planning
Financial planning is the core of what we do at Linder Financial Resources. Our goal is to help answer the questions that are looming, such as:
- How much do I need to save for my child to go to college?
- How much do I need to save for retirement?
- When can I retire?
- Will I run out of money after I retire?
- What type of account should I use and how should I invest the money?
- What happens if the market “crashes”?
Our process is simple: Establish where you are now, determine where you want to be and when (set your goals), develop a plan to get there, and take the journey together. “Building Life-Long Relationships” isn’t just a tagline, it’s how we operate. We don’t stop at developing the plan. We want to help you build a better outcome for your future.
Retirement Planning
We all have a different idea of what retirement is going to look like for us. Whether it’s selling your home and traveling around the country in an RV, volunteering at your favorite non-profit, spending time with the grandkids, or even working part time doing something you love, your retirement plan is uniquely yours. Our mission is:
- To discover and define what your ideal outcome looks like
- To determine the timing that fits best for you
- To build a step-by-step plan to make it happen
Whether your already retired, thinking of retiring soon, or you are young and retirement seems too far down the road to think about, we can help you put a plan together.
Investment Management
As an independent advisory firm, we have access to a wide range of investment options. To determine which strategies best fit your needs, we’ll take the time to assess:
- Your current life stage
- Your investment time horizon
- Your comfort level with risk
- Your income and cash flow
- Your overall financial picture
Before recommending any specific investments, we want to understand your goals and expectations in order to make sure we are building the best outcome.
Insurance
Health and life insurance are essential to financial planning. We work with multiple providers to find the right coverage at the best cost. We help assess life insurance needs, determine appropriate coverage, and choose the right policy. Health insurance is always necessary, and we guide you to protect your family affordably. Our goal is to create a plan that delivers the best outcome for you.
We offer the following life insurance types:
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Variable Life Insurance
We offer the following health insurance options:
- Medicare Supplements
- Medicare Advantage Plans
- Medicare Cost Plans
- Additional Medicare coverages
- Individual and Family insurance
- Short term health insurance
- Accident and Critical Care Plans
Business Retirement Planning
Offering a retirement savings plan benefits both employers and employees—from tax-deductible contributions to helping retain staff and support long-term financial security. Whether you’re starting a plan or updating an existing one, our retirement experts work with you and your team to build a plan with your best outcome in mind.
We’ll help you choose the right plan type for your business and work with low-cost providers offering quality investment options. Annual, in-person reviews help employees stay on track with their savings, making it easier to build long-term wealth.
Whether you’re self-employed or have a large team, we can create a retirement plan that fits your business.
Plan types include:
- 401(k)
- SEP IRA
- SIMPLE IRA
- 403(b)
- ROTH IRA
- Traditional IRA
Estate Planning
Estate planning isn’t just for older adults—it’s a vital part of any strong financial plan.
While we don’t provide legal advice, we work with a trusted network of attorneys who can help with both simple and comprehensive estate plans.
With over 45 years of combined experience, we’ve seen how proactive estate planning can protect families financially and strengthen relationships.